Insurers face UK flood bill of over £2 billion Date Issued: 23rd July 2007 Insurers face their biggest UK flood bill in 20 years CONSUMERS AND BUSINESS URGED TO CHECK INSURANCE COVER AHEAD OF SEVERE WEATHER Date Issued: 23rd July 2007 Ahead of severe weather conditions expected this weekend, the British Insurance Brokers’ Association has urged all consumers and businesses to check their insurance policies. 'Rapid' progress on flood payouts Date Issued: 17th July 2007 Rapid progress is being made in paying out claims for flood damage across the UK We'll all be paying for this sorry mess Date Issued: 17th July 2007 Now that the floodwater has receded and the extent of the damage is becoming clear, home insurers are warning that the price of premiums may very well have to go up for all of us. Floods trigger rush for home insurance Date Issued: 17th July 2007 The recent flooding has led to a 300% surge in the number of people taking out home insurance cover in Hull and Sheffield UK flood claims rise to £1.5 billion, Date Issued: 10th July 2007 Insurance claims in relation to the recent storms and floods in the UK have now reached GBP1.5 billion. Ministers 'To Help With Flood Claims' Date Issued: 10th July 2007 Government officials are set to meet insurance firms to "drive forward" the claims process for victims of the recent severe flooding in parts of the UK. Insurers to discuss flood claims Date Issued: 10th July 2007 Representatives from the insurance industry are meeting ministers to see how best to deal with the cost of claims following the recent floods. Homeowners count flood costs Date Issued: 26th June 2007 Homeowners were today surveying the devastating effect of floods which struck homes, businesses and property across swathes of Britain. Weathering the heat and floods Date Issued: 26th June 2007 THERE won't have been many complaints about the heat wave seen this summer – but could the record temperatures also signal a higher threat of flood and storm damage to your home? Homeowners devastated by Floods Date Issued: 26th June 2007 Distressed homeowners are coming to terms with the cost of Britain's recent floods... FLOODS: TIPS FROM INSURERS Date Issued: 26th June 2007 In a bid to help those hit by flooding, the Association of British Insurers (ABI) offered the following advice: Thousands Of Flood Claims In One Day Date Issued: 26th June 2007 Homeowners are surveying the devastating effect of the floods which have struck homes, businesses and property across Britain. Flooding and insurance Date Issued: 26th June 2007 So what sort of help is on offer for victims of the flooding. Flood insurance: preparing for the storm Date Issued: 26th June 2007 Following floods in Yorkshire and round the UK, organisations, particularly insurers, are advising homeowners and tenants to secure adequate insurance if they live in an area where flooding is likely. Flash floods 'worst in a decade' Date Issued: 20th June 2007 A clear-up operation is set to begin after heavy rain caused flash-flooding chaos that left people trapped in cars and their homes. Insurers Count The Cost Date Issued: 19th January 2007 Insurers have begun assessing the cost of the severe weather which has hit the UK and caused millions of pounds worth of damage. Fears of £15m flood defence cut Date Issued: 1st December 2006 Homeowners living in areas with a high risk of flooding may be unable to insure their homes in future if the Government stops investing in flood defences. Spring tides bring new flood risk Date Issued: 1st December 2006 The weathermen are predicting higher than normal 'spring' tides in coastal areas – and the predictions have insurers warning customers to take extra precautions to protect their homes. Weathering the heat and floods Date Issued: 1st December 2006 THERE won't have been many complaints about the heat wave seen this summer – but could the record temperatures also signal a higher threat of flood and storm damage to your home? Water damage number one insurance claim Date Issued: 28th November 2006 Water damage accounted for 43 per cent of all settled claims for the commercial industry in the last three years, according to Zurich. Buy to Let: Landlords advised to tighten up on protection Date Issued: 27th November 2006 Landlords, like owner-occupiers and owners of commercial property, require insurance - any investors thinking of economising by cutting cover, would do well to read the latest claims survey from Zurich Property Investors Unit. Subsidence warning after dry summer Date Issued: 24th October 2006 After one of the hottest summers on record, the British Insurance Brokers’ Association has warned homeowners that the number of properties that suffer from subsidence and heave may dramatically increase this year. Buy-To-Let Insurance Tips Date Issued: 17th October 2006 If you get a rental income from a property, you may not be covered under your regular home insurance policy, or the cover may be limited. That's why it usually makes sense to get landlord's insurance, which is also known as buy-to-let insurance. Subsidence claims to swell after a 'cracking' summer Date Issued: 13th October 2006 The number of subsidence-related home insurance claims is expected to rise, according to American Express Insurance Services, as homeowners pay the price of one of the warmest and driest summers on record. Warning for buyers on flood plains Date Issued: 11th October 2006 INSURERS have warned the Government against further building on the flood plain and told homeowners they could find it harder to insure unprotected new builds in flood-risk areas. Two million homes at risk of flooding Date Issued: 11th October 2006 With the Met Office warning of severe weather patterns over the next few months, predicting the highest tides in 20 years on 7-10 October, Flood Awareness Week (9-15 October) is well timed this year! Insurer warns of increased flood danger Date Issued: 10th October 2006 Millions of homeowners in areas prone to floods are being warned to make sure that their insurance is up to scratch and to check they have proper flood protection in place before winter sets in - or risk disaster. Check you've got business insurance covered Date Issued: 4th October 2006 Research from Lloyds TSB Business Insurance has found that almost two-thirds of small businesses either do not have adequate business insurance cover or have no idea whether they would be insured in the event of flooding and severe weather. Not all they're cracked up to be Date Issued: 27th September 2006 Adverts for home insurance deals look alluring but dig deeper, says John Greenwood: if it seems too good to be true, it probably is Is your cover sufficient? Date Issued: 27th September 2006 As the contents of your home rise in value, it is crucial to review your insurance Take cover - or you may very well regret it Date Issued: 27th September 2006 People are woefully underinsured despite the rising value of household contents Small businesses at risk on climate change Date Issued: 22nd September 2006 Small businesses in the UK are ill-equipped to cope with flooding caused by climate change, according to a report by AXA Insurance. Nationwide insures digital downloads Date Issued: 12th September 2006 Insurer Nationwide has stepped up to the plate to begin offering home insurance packages that cover the loss of legally acquired digital downloads. Insurance adapting to cover value of downloaded media Date Issued: 12th September 2006 If someone makes off with your iMac, chances are you can claim the value of the device back from your insurance; but what about the music stored on it? Owners Often Overlook Need for Business Interruption Coverage Date Issued: 11th September 2006 Although most small business owners know they need property and casualty insurance for their premises, many don't realize they need specialized insurance coverage to limit their losses from a disaster. 39% risking it all by avoiding buildings insurance Date Issued: 6th September 2006 Almost two people in five (39 per cent) do not have buildings insurance, placing their home and their finances at risk. Bob The Bodger Costs Homeowners £8 Billion Date Issued: 6th September 2006 British homeowners spend billions trying to improve the value of their property but are often disappointed by dodgy tradespeople... Millions could be risking their home insurance cover Date Issued: 22nd August 2006 Almost three-quarters of householders are at risk of losing hundreds of thousands of pounds by unwittingly invalidating their home insurance, a study has shown. UK insurers demand better flood defenses Date Issued: 22nd August 2006 The Association of British Insurers (ABI) has warned the UK government that flood insurance will dry up unless more money is spent on defending homes and businesses from flood damage. Cutbacks spark flood insurance warning Date Issued: 21st August 2006 TENS of thousands of homes in England's flood-prone areas could be left without insurance cover as the Government pushes through multi-million pound cutbacks in spending. Insurers threaten to withdraw flood cover Date Issued: 21st August 2006 Britain's biggest insurers are threatening to stop cover to thousands of homes in flood-prone parts of the country unless the Government abandons proposals to cut its spending on flood defences. INSURANCE COMPANY DEMANDS PROOF OVER FREAK DOWNPOUR Date Issued: 15th August 2006 A Freakish downpour which led to a flash flood in Matfield on Monday morning has caused a headache for one family. Age Concern improves home insurance Date Issued: 10th August 2006 Homeowners aged 50 plus can now benefit from a new and improved Age Concern Insurance Services (ACIS) Home Insurance product. Summer play in the fields can be dangerous Date Issued: 10th August 2006 Given that this is the time of year when hay and straw bales can be seen in the fields and following a recent incident Devon Fire and Rescue Service and the Police wish to remind people about farm safety. Sinking feeling can follow a heatwave Date Issued: 9th August 2006 Lack of rain this summer may cause a sharp rise in the number of homes suffering from subsidence, insurance experts warned this week. Home insurance costs Brits £1.7bn too much Date Issued: 7th August 2006 Britons not bothering to switch their home insurance to the cheapest provider means UK residents are paying £1.7 billion a year too much for cover. Britons have a 'walking wealth' of over £851 Date Issued: 7th August 2006 The cost of clothes, jewellery, mobile phones and MP3 players gives the average Briton a 'walking wealth' of £851, a new study shows. Norwich Union warns over risk of arson attacks Date Issued: 4th August 2006 Aviva-owned Norwich Union has warned businesses across the UK that summer is the season for arson attacks and wants firms to take action to protect their buildings. Security out of the window? Date Issued: 3rd August 2006 This year's scorching summer temperatures have been making life easier for the UK's burglars, warns a new study by Tesco Home Insurance. Millions leave homes unlocked Date Issued: 3rd August 2006 Two million Britons regularly leave a door unlocked when they pop out, even though this could invalidate their home insurance policies, a report has said. Two million leave homes unlocked Date Issued: 3rd August 2006 Two million Britons regularly leave a door unlocked when they pop out, even though this could invalidate their home insurance policies, a report said today. Co-operative Insurance reduce claim costs Date Issued: 2nd August 2006 Co-operative Insurance (CIS) is entrenching £30 million worth of cost savings, achieved by restructuring its claims processing operation, by launching a new claims management system based on leading edge SAP technology. The insurer is hoping the new system will help it ensure that its cost base for the general insurance market stays low and perhaps to attain further reductions in its running costs Homeowners overpaying on home insurance Date Issued: 1st August 2006 UK homeowners are overpaying on their home insurance by an average of £1.7 billion a year by staying with uncompetitive insurance providers. Insurers must respond to climate change Date Issued: 8th June 2006 The insurance industry needs to improve its response to the impacts of climate change sooner rather than later if it wants to survive, according to a new report by Lloyd's of London. Small claims process to cross euro borders Date Issued: 2nd June 2006 British tourists who purchase faulty goods whilst on holiday in other European Union countries will be able to get quicker, simpler solutions under a procedure agreed by Ministers meeting in Luxembourg. Go hi-tec to beat criminals Date Issued: 19th May 2006 NEIGHBOURHOOD Watch schemes could go hi-tech in a bid to fight rising crime, according to a report from Zurich Insurance. House subsidence Date Issued: 19th May 2006 It is the sight every homeowner dreads – cracks appearing in the walls of their home. And as everyone is predicting a long hot summer, insurers are forecasting record subsidence levels in the autumn as temperatures start to cool down again and people’s walls start to crack. Home Contents Insurance - Are You Undervalued! Date Issued: 4th May 2006 Whether or not your home is typical, have you correctly valued for insurance purposes all the contents therein? Do you really know what's hidden away in every cupboard or drawer and have you calculated the real cost of replacement in the event of burglary, fire or flood? Whatever You Do, Don't Claim Like This! Date Issued: 28th April 2006 In this article, my latest in the series on making sure you're properly covered, I'm going to look at buildings insurance. More precisely, I'm going to take a look at a poor caricature of a man who's trying to claim for damage to what is, frankly, a house of horrors. Needless to say, this person isn't real, but each individual scenario is fairly common. £100,000 shocker after wall collapse Date Issued: 27th April 2006 A CRIPPLING blow has been dealt to Ian Crouch, owner of the collapsed wall in Sherston, after his insurance company told him they would not pay for the repair work. Lloyd’s of London hit by storm damage Date Issued: 7th April 2006 Hurricane-related claims battered the Lloyd's of London insurance market to its first annual loss since the terrorist attacks of September 11, 2001. Homeowners still unaware of HIPS Date Issued: 7th April 2006 Legal & General (L&G) has revealed 43 per cent of homeowners have not heard of Home Information Packs (HIPs). Fire safety delays could leave firms uninsured Date Issued: 7th April 2006 Hospitality businesses could be left operating without valid insurance following delays in new fire safety legislation, industry experts have warned. Storms impact worse than 9-11 - Lloyd's Date Issued: 6th April 2006 The Lloyd's of London insurance market slid into to a small loss in 2005 as a result of large hurricane claims, but it said its financial position remained strong. Insurers count cost of hurricane aftermath Date Issued: 6th April 2006 THE global insurance industry has taken a harder than expected battering from hurricanes Katrina, Rita, Wilma, Dennis and Emily. Flooding risks of climate change Date Issued: 4th April 2006 Nearly two million properties in floodplains along rivers, estuaries and coasts in the U.K. are potentially at risk of river or coastal flooding Faced with double disaster Date Issued: 27th March 2006 HOW much would it cost to rebuild your home and replace its contents if it was devastated by fire, storm or flood? For most of us there would be an awful lot of noughts on the end of that number. Faced with double disaster Date Issued: 27th March 2006 HOW much would it cost to rebuild your home and replace its contents if it was devastated by fire, storm or flood? For most of us there would be an awful lot of noughts on the end of that number. Insurance Claims Handling Date Issued: 22nd March 2006 Most general insurance firms are handling claims well, a review carried out by the Financial Services Authority has found. The Art Of A Successful Insurance Claim Date Issued: 21st March 2006 According to a study by the Centre for Economic and Business Research, a typical household's contents are worth around £44,500. Crime costs businesses £722 million in 2005 Date Issued: 20th March 2006 Business owners need to do more to protect their companies from theft and malicious damage, after small firms faced costs of £722 million last year as a result of crime. Crime costs Date Issued: 16th March 2006 The cost of crimes against British small and medium sized businesses in 2005 was at least £721,637,653, says an insurance firm based on its claims data. Buyers should check security as well as price Date Issued: 15th March 2006 With the start of the springtime home buying surge just around the corner, property prices may be the deciding factor for many prospective first-time buyers. Homeowners could save £200 on insurance Date Issued: 9th March 2006 Householders could save over £200 from shopping around when buying home insurance, a survey has found. Fire costs UK business over GBP2 million a day Date Issued: 9th March 2006 The Association of British Insurers (ABI) has revealed figures that suggest UK business lost more than GBP2 million every day in 2005 due to fire damage. New home insurance survey Date Issued: 9th March 2006 A new home insurance cost survey from the Financial Regulator shows that householders can save between €80 and €230 on their annual home insurance costs. Katrina not spiking flood insurance sales Date Issued: 6th March 2006 Despite Hurricane Katrina's devastation, a U.S. survey says most Americans are not very concerned about buying flood insurance for their homes. Personal possessions insurance needed to cover lost jewellery Date Issued: 23rd February 2006 Individuals could save hundreds of pounds each year on jewellery insurance, a price comparison website has claimed. FLOOD FEARS OVER STADIUM HOUSING Date Issued: 22nd February 2006 An Exeter woman has been refused insurance because her home is "at risk" of flooding. And Suzy Johnson and other St Thomas residents fear that risk will increase if the County Ground is built on. Insurers amend policies to include lifestyle items Date Issued: 20th February 2006 Some insurers have changed their home insurance products to cater for the increased popularity of hot tubs, spas, garden decking and furniture, outdoor lights, fountains and security cameras. The Earth - a bad insurance risk? Date Issued: 20th February 2006 Seventeen weather events that occurred between 1998 and 2002 cost over a billion dollars each. They include droughts, floods, fire seasons, tropical storms, hailstorms, tornados, heatwaves, ice-storms and hurricanes. Flood maps inflate insurance cost Date Issued: 14th February 2006 Businesses claim delays in updating maps of flood plains after defence works are finished is costing them thousands of pounds. Fire alert over damaged electrical kit Date Issued: 14th February 2006 A HAIRDRESSER whose salon was ravaged by a fire could lose her insurance cash after thieves stole damaged equipment. People undervalue portable electronic wealth Date Issued: 14th February 2006 RESEARCH by Direct Line has revealed UK consumers on average are carrying over £1000 worth of gadgets on them at any given time and the majority have no insurance. Men's bags pose £1,000 insurance question Date Issued: 14th February 2006 British men are carrying as much as £1,000 in possessions around with them, but these valuables are often not covered by insurance policies. Unlocked garages could cost you £1,000 Date Issued: 14th February 2006 Failing to lock your garage could see you lose more than £1,000 - new research indicates. Insurers reassure flood-risk homeowners Date Issued: 10th February 2006 Households at risk from flooding were told today that they will be able to buy insurance against damage if plans for flood defences are in progress. Insurance warning if you fail to lock up Date Issued: 9th February 2006 HOUSEHOLDERS are being warned to keep their doors and windows locked after it was revealed that insurance may not cover all items taken in walk-in burglaries. Be sure your belongings are covered Date Issued: 6th February 2006 CRIME is changing: street robberies are growing faster than at any time for three years, according to the latest police figures, with muggings up by 11%. Burglaries, by contrast, have fallen slightly. Insurance vital as Brits unprepared for fires Date Issued: 6th February 2006 Home insurance is even more essential for Britons, after a new study found that homeowners have startlingly poor fire safety knowledge. POLICE: WE’RE STILL WAITING FOR A PAYOUT Date Issued: 24th January 2006 Eight foot under: Insurers are stalling over the claim for Carlisle police station’s January 2005 flood bill Abbey adds to home insurance offering Date Issued: 24th January 2006 Abbey has enhanced its Peace of Mind home insurance, including increased owner's liability cover of £2 million. Pubs need to check insurance levels Date Issued: 19th January 2006 Pubs are being advised to check their level of insurance, says broker Christie First. Householders may be underinsured Date Issued: 19th January 2006 Halifax Home Insurance, says that following Christmas many households exceed the contents allowance offered in the terms of their insurance policies, and so may not be fully insured if their belongings are stolen. Home insurance premiums remain static Date Issued: 12th January 2006 Premiums for home insurance remained static over the last three months of 2005, following small increases during the previous quarter, according to the AA British Insurance Premium Index. Insurance becomes cheaper Date Issued: 10th January 2006 Home insurance and car insurance premiums have fallen in the last 12 months, new figures show. Unhappy new year Date Issued: 6th January 2006 HOUSEHOLDERS are 50 per cent more likely to be burgled in the first week of January than any other time of the year, according to latest figures from a top insurance firm. Victory for couple in battle to save oaks Date Issued: 6th January 2006 Two protected oak trees are still standing in a garden at Nyewood, near Rogate, after householders Kim and Charlotte Godfrey successfully challenged their insurance company's bid to have them felled. Linklaters' insurance fear after fire Date Issued: 4th January 2006 FORMER Scottish Arts Council chairman Magnus Linklater fears he may be significantly under-insured after a devastating fire wiped out his valuable collection of Scottish art. Make sure your gadgets are insured Date Issued: 29th December 2005 THE most common way to guard against loss of MP3 players, phones, cameras and laptops is to add personal possessions cover to a home contents policy that protects against the loss or theft of items outside the home. Insurance warning before new year Date Issued: 29th December 2005 Homeowners have been warned to make sure their contents insurance policies are up-to-date in the run up to New Year's Eve. US storms cause record insurance losses Date Issued: 23rd December 2005 The series of hurricanes that battered the US in 2005 look set to make this year the costliest ever for companies offering insurance against natural and man-made catastrophes, according to preliminary estimates from Swiss Re. Insurance needs reviewing in new year Date Issued: 23rd December 2005 Britons have been urged to ensure that their contents insurance policies are up-to-date following the festive season, following the release of new research. The Santa Clause Date Issued: 22nd December 2005 WITH only days before Christmas Santa is leaving nothing to chance - taking out an insurance policy to make sure kids around the world aren't left disappointed this Sunday. How Christmas gifts could be a nightmare Date Issued: 21st December 2005 IGNORANCE about insurance could lead to a nightmare this Christmas, shoppers have been warned. Insurers set for 'costliest ever year' Date Issued: 21st December 2005 The reinsurance heavyweight Swiss Re has estimated that 2005 will prove the costliest year on record for insurers after a panoply of natural disasters prompted unparalleled payouts. iPods and MP3 players not covered by insurance Date Issued: 20th December 2005 Most home insurance policies do not provide cover for iPods and MP3 players, specialist insurer Hiscox warns. Getting Christmas covered Date Issued: 20th December 2005 On the 12th day of Christmas my true love gave to me... insurance? While Christmas is a time of celebration for many, sadly, it's also a common time of year for things to go badly wrong. Businesses must be prepared for disasters Date Issued: 16th December 2005 BUSINESS owners are being urged to draw up contingency plans and to double-check their insurance as hundreds of firms count the cost of the blaze at the Buncefield oil depot in Hemel Hempstead. A Chubb fire safe, a wing, and a prayer Date Issued: 15th December 2005 David Trossell, managing director of Bridgeworks Ltd. asked; "As I have no axe to grind either way on the D2D verses tape argument I think I can safe ask this question without too many reprisals. How would those users whom rely solely on D2D backup with no offsite replication cope with a disaster like Hemel?" Disasters don't just happen to someone else Date Issued: 14th December 2005 THE recent incidence of a major fire starting in a Glasgow bar and quickly spreading to a four-storey building, causing traffic disruption as thick smoke billowing from the building clouded the city centre's busy thoroughfares, provided a graphic illustration of just why property owners should ensure that they have adequate insurance arrangements in place. Millions of families have no home insurance Date Issued: 14th December 2005 There are three million low-income families with no home insurance, placing their possessions at risk. Friends cause £5.6bn damage to homes Date Issued: 14th December 2005 Having friends round to visit has caused £5.6 billion of damage to homes and possessions in the last five years. Blast claims won't be 'dramatic' - broker Date Issued: 14th December 2005 Insurance claims from the major fire at a fuel depot north of London could reach 200 million pounds, a leading insurance broker said on Tuesday. Companies assess damage of oil depot blaze Date Issued: 13th December 2005 Firms affected by the oil depot blast north of London were assessing the damage to their trade on Monday, while insurers said it was too early to assess the full cost of the accident. Oil blast homeowners reassured Date Issued: 13th December 2005 Homeowners whose properties were damaged in Sunday's explosions at the Buncefield fuel depot have been reassured they will be eligible for a payout from their insurance companies. Yule be sorry Date Issued: 13th December 2005 The number of crime-related business insurance claims has fallen over recent months, according to a new report. Partying Brits neglect to protect homes Date Issued: 12th December 2005 With Christmas around the corner, Brits could face huge bills if their guests have an accident on their property, according to a new survey by NatWest Home Insurance. The £200m insurance oil inferno Date Issued: 12th December 2005 THE Buncefield oil depot blaze will cost tens of millions of pounds in insurance claims, experts said today. Fire crews move to quell inferno Date Issued: 12th December 2005 Firefighters are due to begin a massive operation to smother the ferocious fire still raging at a Hertfordshire oil depot after more than 24 hours. Massive blaze rages at fuel depot Date Issued: 12th December 2005 The man in charge of investigating the massive fires at a Hertfordshire oil depot on Sunday says the flames may have destroyed all clues to the cause. Drivers warned after depot blasts Date Issued: 12th December 2005 Motorists are being advised to avoid the area around the oil depot fire near Hemel Hempstead in Hertfordshire. Hundreds evacuated after oil fire Date Issued: 12th December 2005 More than 2,000 people who live near the Buncefield fuel depot have been evacuated from their homes. Tackle the dirty rats with new home insurance Date Issued: 7th December 2005 An insurer yesterday launched the UK's first policy to cover your home against invasion by squirrels, wasps or mice. New homes at flood risk Date Issued: 7th December 2005 A LEADING insurance firm has warned that Prescott's homes in the South East are to be built on flood plains and might not qualify for insurance. Motorists warned of police powers Date Issued: 5th December 2005 Motorists are being warned that if they drive without a valid licence or insurance, they will have their vehicle seized by West Yorkshire Police. TAKE PRECAUTIONS TO MINIMISE EFFECTS OF BIG FREEZE Date Issued: 5th December 2005 Statistics from Abbey show that 20% of all home insurance claims are because of the effects of bad weather. Car insurance crash scam warning Date Issued: 5th December 2005 ROGUE drivers are intentionally causing road accidents by slamming on their brakes to force motorists behind them into a collision. NatWest Home Insurance warns partying Brits to protect homes Date Issued: 29th November 2005 Britons are being warned that they could face paying out large sums of money this Christmas if their properties are not adequately insured. Insurers must account for disaster recovery Date Issued: 29th November 2005 When we buy home contents insurance, we are asked a series of very specific questions relating to the doors, locks, roof, walls and windows that protect our home. Insurance warns people to keep car keys safe Date Issued: 28th November 2005 With a car stolen every minute in the UK, AA Insurance is warning motorists to keep their keys safe as carelessness can be of concern. Insurance levy plea for terror victims Date Issued: 28th November 2005 An extra charge could be levied on travel insurance policies to help tourists caught up in acts of terrorism abroad after growing concerns that those affected by bombs are being abandoned. Insurance scam by fake burglar Date Issued: 24th November 2005 A KINROSS man who staged two fake burglaries at his home was yesterday sentenced to carry out 240 hours’ community service. Counting the cost of UK fraud Date Issued: 24th November 2005 The cost of fraud to the nation rose to nearly £16bn last year, a major insurance company has calculated. Game over for insurance fraud? Date Issued: 23rd November 2005 Many people are tempted to top up insurance claims. Beating the insurance scammers Date Issued: 23rd November 2005 You get home from work and find the house in even more of a mess than usual. Except the kitchen window wasn't smashed when you left this morning. It doesn't take you long to realise that all your CDs, DVDs and your iPod have been stolen. Still, as you inspect the damage you figure the insurance will pay. Bogus insurance claims caught by data sifting Date Issued: 23rd November 2005 Insurer MMA is catching fraudulent claims and cutting its costs by analysing its claims data more effectively. Halifax Home Insurance warns of Christmas lights Date Issued: 18th November 2005 An ever-increasing number of Britons are putting up flashy Christmas lights in and around their homes during the festive season. Mobile Insurance wars Date Issued: 18th November 2005 Mobile phone insurance has come under fire recently for being a waste of time. Networks and retailers have vigorously denied the claim The insurance industry - Pricing terror Date Issued: 18th November 2005 America's government still has a role to play in insuring against a big terrorist attack Church counting cost of latest vandalism attack Date Issued: 18th November 2005 A VILLAGE church faces its insurance premium rising yet again after another attack by vandals. Don't count your chickens Date Issued: 17th November 2005 How insurance payout delays left a farmer out of pocket. WHEN Richard Ellis, a farmer from Nottinghamshire, found that 13,000 of his chickens had died overnight, he assumed that his insurance would cover the loss. 'INSURANCE CLAIM COULD COST £1M' Date Issued: 17th November 2005 Schools across the region could face massive bills if they fail to provide good access for emergency services at their premises, it has been revealed. Flood Cover Date Issued: 17th November 2005 A revised statement outlining the continuing availability of flood insurance has been welcomed as good news for homeowners and businesses in at-risk areas by Environment and Climate Change Minister Elliot Morley. Post code lottery fears over flood risk assessment Date Issued: 15th November 2005 HOUSEHOLDERS in flood-prone areas may face rocketing home insurance bills when a fresh risk assessment of the province is completed by the Government, an Assembly member has warned. Insurance Adjustors Survey Tornado Damage Date Issued: 15th November 2005 Insurance adjustors surveyed tornado damage in central Iowa, with one saying the devastation equals that of Hurricane Andrew that hit Florida in 1992. FIRMS FACING BIG INSURANCE RISES IN WAKE OF CITY FLOODS Date Issued: 15th November 2005 BUSINESSES in Carlisle are being hammered by soaring insurance premiums in the wake of the January floods. Better deal for flood-risk homes Date Issued: 11th November 2005 Owners of properties at high risk of flooding will from now find it easier to get insurance, the Association of British Insurers (ABI) has said. Police checks net 268 vehicles Date Issued: 11th November 2005 POLICE seized 268 cars from drivers suspected of having no insurance during the first month of a crackdown in Coventry. UK authorities start crackdown on uninsured drivers Date Issued: 10th November 2005 The war against the uninsured driving in the UK has entered a new phase, the Association of British Insurers reports. Police forces can now use automatic number plate recognition cameras to spot cars being driven without insurance. Floods: insurers cut up rough Date Issued: 9th November 2005 Up to 1.5m householders could suddenly find their premiums soaring. Trapped by rising water in an uninsurable home Date Issued: 9th November 2005 More than 200,000 homes planned for the South-East will be on flood plains, according to a top insurer. How to weather the worst that Mother Nature can throw at you Date Issued: 9th November 2005 One in four householders risks disaster because they don't have contents cover. Don't let insurers wriggle out of paying up Date Issued: 9th November 2005 We all pay hefty premiums to protect our belongings, so it's a shock to find that insurance will not always cover our losses. But it pays to fight back. A changing climate for insurance Date Issued: 9th November 2005 Will it still be possible to get affordable household cover if flash floods become more frequent in the future? Insurers home in on flood and subsidence risks Date Issued: 9th November 2005 New digital maps that pinpoint individual properties at risk of subsidence could cut insurance costs for thousands of homeowners in subsidence-prone areas, while leaving others with homes that are virtually uninsurable. 3.7m homes 'are threatened by subsidence' Date Issued: 9th November 2005 Almost four million homes are in areas at risk of subsidence, an insurer said yesterday, but many of them face being refused insurance simply because their neighbours are affected, even though they are not. Insurance vital to cover X-mas gifts Date Issued: 9th November 2005 Parents will spend over £1.4 billion on Christmas presents for their children this year, according to new reports, highlighting the need for adequate home insurance. Insurers rethink over hurricane claims Date Issued: 9th November 2005 The oil giants have lodged their biggest ever insurance claims following the US hurricane season Climate threat to house insurance Date Issued: 9th November 2005 Climate change could cause the number of people at high risk from flooding to rise from 1.5 million to 3.5 million, and some homes and businesses could be uninsurable to flood risk in the future, a new report warns. Value your loft loot Date Issued: 8th November 2005 Latest research shows that customers should value the items stashed in their lofts or collectables may be undervalued when it comes to insurance. A pledge forgotten on floods Date Issued: 8th November 2005 HOME owners face more traumatic flooding unless the Government boosts spending on defences, insurers have warned. Flood victims still unprepared Date Issued: 8th November 2005 PEOPLE whose homes have been flooded in the past are worried they will be at risk again, but are failing to take steps to protect their property, research showed today. Storms spark insurance fears Date Issued: 8th November 2005 THE flash floods that ripped through Yorkshire over the weekend are likely to cost insurers tens of millions of pounds and underline the case for a hike in premiums. Should you be covered for floods? Date Issued: 8th November 2005 THE recent flashfloods in Boscastle, Cornwall, left a trail of destruction in their wake, and caused havoc for thousands of homeowners. And it was just the latest in a number of savage storms across the UK this summer. Lifeline after a disaster Date Issued: 8th November 2005 AS THE flood waters that deluged Carlisle start to recede, thousands of residents will be turning to their insurers to help them repair the damage wreaked by torrential rain and high winds. Poor eyesight in 20% of drivers Date Issued: 8th November 2005 Almost one in five drivers with poor eyesight has climbed behind the wheel of a car without wearing their glasses or contact lenses, according to a new survey by Privilege Insurance. Latest crash ratings: a different perspective Date Issued: 8th November 2005 An independent US group called Informed for Life has released a series of safety ratings for most 2006 model-year vehicles. One in five has driven without insurance Date Issued: 8th November 2005 Nearly one in five motorists admits to driving without proper insurance, a whatcar.com survey has found. INSURANCE FEAR OVER FLOOD-PLAIN HOMES Date Issued: 7th November 2005 Flood-struck families in the West yesterday demanded an end to development on flood plains after insurers warned thousands of homes and businesses could be uninsurable in the future. Christmas presents home insurance problem Date Issued: 4th November 2005 Christmas is coming, and home insurance is looking thin, as presents and parties expose policyholders to risk. Hurricane damage 'to total $60bn' Date Issued: 3rd November 2005 Damage caused by hurricanes Wilma, Rita and Katrina will cost the global insurance industry $60bn (£34bn) in total. Do not waste our time, warn police Date Issued: 3rd November 2005 Police are warning time-wasters who pretend they have been robbed to make false insurance claims that they face on-the-spot fines. Fresh warnings of flood risk Date Issued: 3rd November 2005 FIVE years after major floods swept through North Yorkshire, fresh warnings are being issued about the risk to homes. Halifax Home Insurance warns against underinsurance Date Issued: 3rd November 2005 Halifax Home Insurance is urging Britons to protect all the contents of their home by taking out unlimited contents cover. Make sure you’re insured this Christmas Date Issued: 3rd November 2005 Expensive electronic equipment is topping this year’s Christmas lists, so you need to make sure your house contents insurance will provide enough cover. Fear of flood is increasing Date Issued: 3rd November 2005 One in three UK flood victims fear the threat of flooding is increasing and nearly half believe their property will be at risk again, says Norwich Union. Don't be left out in cold with lack of cover Date Issued: 2nd November 2005 HOUSEHOLD insurance has got to be this winter's must-have -that is if you want to keep storms, flood waters and frost out of your home. Winter weather advice for home insurance Date Issued: 1st November 2005 Homeowners are being urged to act now to protect their properties from the effects of cold weather, or risk paying pay later. Brits missing out on weather cover Date Issued: 1st November 2005 UK residents are being warned to make sure that they are covered against the damage that inclement weather can cause, as forecasts predict the coldest winter this century. Millions to face flood threat in new homes Date Issued: 31st October 2005 MILLIONS of homeowners face an increased threat of flooding because houses are being built in high-risk areas Floods of tears Date Issued: 31st October 2005 Nature is taking its toll on insureds, insurers and local authorities alike as floods cause a wrangle over the availability of insurance and liability costs. Carys Oatham reports Mexico facing up to most costly disaster ever Date Issued: 28th October 2005 The once-huge throngs of tourists desperate to leave Mexico’s Caribbean coast have diminished in the wake of what Mexican insurance companies described as probably the country’s most costly disaster ever. A fair-weather insurance firm Date Issued: 27th October 2005 A FED-UP financial advisor whose house was damaged by "freak weather" has hit back at an insurance giant which refused his claim. DON'T MESS WITH INSURERS Date Issued: 25th October 2005 Advice is to come clean if you've made a mistake AN AMAZING number of people make genuine insurance claims then discover they did not need to. Dedicated to serving the over-50s Date Issued: 24th October 2005 Focusing on understanding and serving the needs of a specific customer base is the secret of success for Retirement Insurance Advisory Service, specialist provider of insurance products for the over-50s and winner for the second year running of the best home insurance provider category. Just when you think you've got it all mapped out Date Issued: 24th October 2005 If your house falls into the 'likely to flood more than once in 75 years' category then it is virtually impossible to get insurance companies to give buildings insurance. Insurers add air rage cover to flight policies Date Issued: 24th October 2005 LEADING insurance firms are offering airline passengers special cover against air rage attacks after reports of violence on UK flights soared in the last year. Insurers balk at 'dirty bombs' payouts Date Issued: 24th October 2005 Flights could be grounded across Europe as the result of a growing row about insurance against terrorist threats. SMASH GANGS IN M62 SCAM Date Issued: 24th October 2005 CRIMINAL gangs are staging car smashes on the motorway so they can put in fraudulent insurance claims. Wilma insurance loss risk grows Date Issued: 24th October 2005 Storm's aim at dense stretch from Miami to West Palm Beach could make storm among most costly. SUCCESSFUL PARTNERSHIP ON FLOOD MANAGEMENT AND INSURANCE WILL DEPEND ON FULL IMPLEMENTATION OF GOVER Date Issued: 21st October 2005 Five years on from the devastating floods of Autumn 2000, Government commitments to reduce the risk of flooding are not being delivered on the ground according to a report published today by the ABI (Association of British Insurers). Bonus of fall in burglaries Date Issued: 21st October 2005 Householders in Norfolk could expect cheaper insurance deals if the county can maintain its falling burglary rate, it was claimed yesterday. Planning a firework display? Date Issued: 21st October 2005 Co-operative Insurance Society (CIS) today warned anyone planning a firework display on Bonfire Night to ensure they are adequately covered against accidents to avoid their evening going up in smoke. Insurers go high-tech to track extreme weather Date Issued: 21st October 2005 Hurricane Wilma, which roared through the Caribbean this week and appeared headed for Florida, is the season's record-tying 21st storm -- and another reason for insurers to revisit weather forecasts. Do you have that sinking feeling? Date Issued: 20th October 2005 ALISON SHORT, a 40-year-old mother of three, lives in an idyllic riverside house in Carlisle. Idyllic, that is, until the river Petteril burst its banks in January, ruining her much-loved home. Thousands more could face flood misery Date Issued: 20th October 2005 HOMEOWNERS unable to get insurance because their properties are in flood-risk areas could soon receive government grants to help pay for DIY defences. Insurers criticised over policies Date Issued: 20th October 2005 Many insurance policy documents are poorly written and presented, according to the UK's financial regulator. Homeowners not protected against storms Date Issued: 20th October 2005 Many homeowners do not have insurance to protect against the elements, even though 71 per cent of households have suffered weather related damage. TV set our house on fire Date Issued: 19th October 2005 A smouldering cigarette end, a spark from an open fire, a forgotten candle . . . they are the major causes of 60,000 household fire calls a year. Insuring Your Possessions Date Issued: 19th October 2005 One of the biggest problems you can face is the risk of losing the contents of your home. Could you afford to replace everything you own if it was lost in a fire or stolen? Insurance firm changes cover terms Date Issued: 18th October 2005 The UK's largest car insurer, Norwich Union, is to change the terms of its policies and no longer offer "driving other cars" (DOC) cover, which allows policy holders to drive vehicles owned by someone else, as long as they have the car's owner's permission. 'Cheatline' turns tables on conmen Date Issued: 18th October 2005 The number of people ringing a confidential hotline to report friends and neighbours they suspect of making false insurance claims has trebled over the past year. Keeping out the crooks Date Issued: 18th October 2005 Insurance experts are warning companies to take extra precautions against a rise in intruders as the dark nights draw in. Insurance claims from building sector top $4b Date Issued: 17th October 2005 Construction claims in the UAE have increased 10 times compared to five years ago, amounting to $4 billion last year. Insuring Your Home Date Issued: 17th October 2005 So you're a house owner are you? That mock tudorbethan gothic pile in Elmwood Close, off Treewood Drive, off Golfcourse way? Well, your name is on the mortgage, but the deeds are firmly held by the Chipping Sodbury Building Society and they'll probably make it a condition of the mortgage that you have house insurance. Tips to avoid a flood of problems Date Issued: 17th October 2005 HEAVY rain last week brought flooding to Dumfries and Hawick as the Met Office predicted the coldest winter for a decade. Motor Insurance Cost Survey Published Date Issued: 17th October 2005 The Financial Regulator has published a new motor insurance cost survey that shows that savings of over €2,000 can be realised by shopping around. Britons throw away billions on insurance Date Issued: 17th October 2005 MUCH of the £28.5 billion Britons spend on insurance every year is wasted, according to a leading consumer group. Millions ignore threat of flood havoc Date Issued: 17th October 2005 A CAMPAIGN starts today to alert the nation to the threat of floods devastating their homes and businesses. Policies fail to weather a flood Date Issued: 17th October 2005 FLOOD warnings issued by the Environment Agency after the heavy rainfall in the North of England and Scotland this week have struck a chilling chord with Spencer and Elaine Slater. Warning over rise of the green-fingered thieves Date Issued: 17th October 2005 THE garden is fast becoming one of the most valuable parts of our properties, with contents worth up to £5,800, according to Hiscox, an insurer. Overseas home cover Date Issued: 14th October 2005 Hannah Davies, director of specialist overseas property agent shooba.co.uk, says: It depends whether the property is your primary residence or not. Flood measures defended in town Date Issued: 12th October 2005 Flood defence measures in Lewes are under question five years after devastating floods in the town. Flood and storm damage - advice from the ABI Date Issued: 12th October 2005 Following last night’s torrential rain the ABI (Association of British Insurers) confirms that flood and storm damage are covered as standard on household and small business insurance policies. Paymentshield announces home emergency and legal expenses cover Date Issued: 12th October 2005 Paymentshield has added home emergency cover and legal expenses cover to its contents insurance products. Flooded county under water again Date Issued: 12th October 2005 Parts of Cumbria have been put on flood alert after heavy rain and rising river levels on Tuesday night led to fears of another series of major floods. Homeowners urged to prepare for worst winter in a decade Date Issued: 12th October 2005 Homeowners should prepare their homes for the winter now to prevent unnecessary damage, said the insurance arm of Halifax, which has seen a 40 percent increase in weather-related claims since 2001. Homeowners urged to prepare for worst winter in a decade Date Issued: 12th October 2005 LONDON (Reuters) - Homeowners should prepare their homes for the winter now to prevent unnecessary damage, said the insurance arm of Halifax, which has seen a 40 percent increase in weather-related claims since 2001. We're safe as houses in here Date Issued: 11th October 2005 EDINBURGH is the safest city in the UK in terms of break-ins, according to a leading insurance company. 25% rise in business crime claims Date Issued: 11th October 2005 Business insurance claims resulting from criminal activity have risen by nearly a quarter, according to new figures. Specialist Phone Insurance Overpriced Date Issued: 11th October 2005 Just under 2,000 mobile phones are stolen in the UK every day making it important for customers to consider insurance. Katrina worst-ever U.S. insurance disaster Date Issued: 7th October 2005 Hurricane Katrina may cost the insurance industry $40 billion to $55 billion and commercial insurers will likely be hit hardest by the storm, according to a study published on Thursday by consulting firm Towers Perrin. Insurance clause is out Date Issued: 7th October 2005 Motorists covered by fully comprehensive insurance are to lose their right to cover when driving other vehicles. Shame of insurance fraud policeman Date Issued: 7th October 2005 A 33-year-old Kent police officer who was tempted to commit an insurance fraud has escaped a jail sentence - but lost his career. Employee bribed to set fire to firm Date Issued: 6th October 2005 A WORCESTER businessman has been jailed for four years for an arson plot to collect £20,000 insurance cash. Study shows disparities in insurance costs Date Issued: 6th October 2005 THE remarkable difference in the cost of home insurance in Wales has been revealed today - with discrepancies of up to 50% depending on where you live. Zurich to face $600m Katrina cost Date Issued: 4th October 2005 Swiss insurance group Zurich Financial Services has said that damage caused by Hurricane Katrina in the US will cost it about $600m (£341m) in claims. Beat rising car insurance premiums Date Issued: 4th October 2005 As car insurance costs rise ever higher, motorists are being urged to shop around to find the best cover available. Consumers should get insurance reports Date Issued: 3rd October 2005 U.S. consumers who file more than one property insurance claim every seven years may raise a red flag to their insurance company. Don't skimp on student cover Date Issued: 30th September 2005 DAYLIGHT ROBBERY: Student houses are an easy target for burglars and thieves Uninsured motorists facing fines Date Issued: 30th September 2005 Uninsured drivers are to face automatic fines of at least £60 in an attempt to reduce rising levels of illegal driving in the UK. Shops set to benefit from flood pay-outs Date Issued: 30th September 2005 SHOPS in Carlisle are reaping the benefits of flood victims’ insurance pay-outs with an increase in sales of electrical items and furniture. Munich Re warns of hurricance costs Date Issued: 29th September 2005 Munich Re, the world's largest risk insurer, has revealed that hurricanes Katrina and Rita could cost it as much as E800 million. Meanwhile, the US storm season still has two months to run. Flood action calls from insurers Date Issued: 28th September 2005 Calls for more action to minimise the risk of flooding in Lewes, which was hit by devastating floods in autumn 2000, have come from insurers. Not saying sorry is costly for motorists Date Issued: 28th September 2005 Not saying "sorry" and getting angry after an accident is costing motorists millions of pounds because a lack of contrition prompts some drivers to exaggerate insurance claims, a survey from Norwich Union said on Wednesday. Brit insurer hit by £145m hurricane claim Date Issued: 28th September 2005 The combined effects of hurricanes Katrina and Rita and the New Orleans flood will spark the biggest ever losses suffered by the insurance industry, Lloyd's of London insurer Brit Insurance Holdings warned today as it predicted that it would be hit with claims totalling £145 million as a result. New Noah’s Arks Date Issued: 27th September 2005 Today’s buildings and communities need to face the floods. Flooding in Boscastle, Carlisle, north Yorkshire… it shows no sign of letting up. Dont let vacant property blues put you in the red Date Issued: 27th September 2005 One of the greatest worries for property investors apart from having a bad tenant is having a property fall vacant. Hollywood counts cost of Katrina as gulf films bale out Date Issued: 26th September 2005 America's movie industry is facing a swingeing rise in insurance premiums after Hurricane Katrina caused several potential blockbuster films to be delayed and relocated. Insurance clampdown on `driving other cars' Date Issued: 26th September 2005 MILLIONS of motorists will no longer be insured to drive another car on their existing policy by the end of the year - even if they have fully comprehensive cover. Dramatic increase in business crime insurance pay-outs Date Issued: 26th September 2005 The latest findings from the AXA Business Crime Index has revealed an increase of 24% in the number of crime-related business insurance claims settled during the second quarter of 2005, when compared to the first three months of this year. Lloyd's fears Rita may bring $60bn stress test to life Date Issued: 23rd September 2005 As Hurricane Rita swept towards America's Gulf coast yesterday, insurance experts in the City of London will have experienced a sensation of deja vu Floods range far and wide, so you may need special insurance Date Issued: 23rd September 2005 More than 28,000 flood-insurance claims totaling $1.4 billion were paid during the 2004 hurricane season alone. Students issued insurance warning Date Issued: 22nd September 2005 A double warning has been issued to the nation's students today over home contents insurance. Organisations need a digital evidence plan Date Issued: 22nd September 2005 Businesses could lose legal disputes and miss out on insurance claims because of their inability to collect and preserve computer and internet-based evidence, experts have warned. Business crime shows 25% increase Date Issued: 21st September 2005 The number of crime-related insurance claims from companies has jumped by a quarter in recent months. Business crime insurance claims leap Date Issued: 21st September 2005 Business insurance claims resulting from criminal activity have risen by nearly a quarter, according to new figures. Business crime shows 25% increase Date Issued: 21st September 2005 The number of crime-related insurance claims from companies has jumped by a quarter in recent months. Many firms blame a lack of police presence, according to research for insurance company Axa. Crime-related insurance claims increase 25% Date Issued: 21st September 2005 CRIME-RELATED insurance claims from companies increased by 25 per cent in the last quarter, with many businesses blaming a lack of police presence, according to a report released today. UK Businesses Unprepared For Next Disaster Date Issued: 20th September 2005 Companies across the UK were not prepared for the 7 July attacks - many without business continuity plans and some not even insured Insurance firm apologises over rebuff to customer Date Issued: 19th September 2005 An insurance company has apologised after saying that it would not compensate a North customer for storm damage because it believed the weather in the region had not been bad enough. Katrina Insurance Claims. Date Issued: 19th September 2005 Mississippi attorney general Jim Hood claims employees for Nationwide Mutual Insurance have been asking policyholders to sign forms that acknowledged they suffered flood damage, which is not generally covered by home insurance. UK firms 'lack insurance for terror attacks' Date Issued: 19th September 2005 MANY UK firms, particularly those with high concentrations of staff in cities like Edinburgh, may lack sufficient insurance cover for employees killed at work as a result of a terrorist attack or a natural catastrophe, says risk management adviser Jardine Lloyd Thompson. Home insurance laziness costing millions Date Issued: 16th September 2005 Not bothering to spend 15 minutes shopping around for home insurance is costing UK homeowners millions of pounds a year. Even If Your Business Is Not In Katrina’s Wake, Your Business May Have An Insurance Claim Date Issued: 16th September 2005 If your business has key suppliers or customers in the Gulf Coast area, your business could be significantly affected. LLOYDS SAYS KATRINA STORM LOSS IS MANAGEABLE Date Issued: 15th September 2005 Hurricane Katrina could end up costing Lloyds of London £1.4billion, the insurer said yesterday. Senate OKs Flood Insurance Borrowing Bill Date Issued: 13th September 2005 Congress agreed Monday to increase the borrowing authority of the federal program overseeing flood insurance to cope with the huge expected costs of claims from Hurricane Katrina. Katrina effect on UK insurance firms Date Issued: 12th September 2005 Fears that Hurricane Katrina could trigger the collapse of a number of insurance companies have prompted the Financial Services Authority to investigate the disaster's effect on UK-registered firms. Disaster pushes up premiums Date Issued: 12th September 2005 PRICE increases are inevitable across the reinsurance business in the wake of Hurricane Katrina, the executive chairman of Munich Re, the world's largest reinsurer, said yesterday. Uni students 'at risk of burglary' Date Issued: 12th September 2005 One in 10 students is likely to be burgled while they are at university, according to new research. Burglars invited to break into insurance Date Issued: 12th September 2005 Burglars are being invited to buy household insurance from a specialist broker. Reinsurer Swiss Re's estimates for Katrina claims rocket to £650m Date Issued: 12th September 2005 REINSURANCE giant Swiss Re today more than doubled its estimate for claims resulting from Hurricane Katrina to around £650 million from an earlier prediction of some £270m. Big rise in Katrina cost forecast Date Issued: 12th September 2005 The spiralling cost of Hurricane Katrina is taking a growing toll on the insurance market, leading firms warn. The world's second-biggest reinsurer, Swiss Re, now reckons that companies will have to pay out a total of $40bn (£22bn), twice its initial estimate. UK has more than 7 million people uninsured! Date Issued: 9th September 2005 New research reports an alarming statistic about completely uninsured citizens UK insurance fraud costs firms £550m every year Date Issued: 8th September 2005 INSURANCE fraud costs UK businesses at least £550 million a year, according to a shock report out today. Pack insurance in the school bag Date Issued: 7th September 2005 THE average school bag bulges with gadgets worth £450, but most are uninsured. New Orleans residents lament lack of insurance Date Issued: 6th September 2005 Packing just a few T-shirts and some shorts, Jenny Bagert joined the hordes fleeing New Orleans after a warning that one of the fiercest hurricanes in U.S. history was about to hit the low-lying southern city. Royal & Sun details hurricane cost Date Issued: 6th September 2005 Hurricane Katrina was today estimated to have inflicted losses of up to £2m (€37m) on insurance giant Royal & Sun Alliance. Home insurance aimed at criminals Date Issued: 5th September 2005 A home insurance policy for criminals, aimed at making it easier for people with convictions to get cover, has been relaunched by a Sussex firm. The policy is aimed at people with convictions, who often find it hard to get cover from high street firms. Flood Insurance Date Issued: 5th September 2005 Starting in the 1960's, the federal government took over the business of insuring against floods. Katrina expected to cost US $100 billion Date Issued: 4th September 2005 04 September 2005 By Paul T Colgan Insurance losses alone are expected to top$50 billion, with estimates that each day of lost business is costing the US economy$100 million. Insurers face $40bn claims after Katrina Date Issued: 4th September 2005 Richard Wachman and Oliver Morgan Sunday September 4, 2005 The Observer BRITISH and American insurance industries face claims topping $40 billion following the devastation in the wake of Hurricane Katrina. Hurricane Relief Resource List Date Issued: 3rd September 2005 The Reuters Foundation 'Alertnet' just has referred me to a very helpful resource for small business owners and entrepreneurs who want to provide help to hurricane survivors. Lawyer 'must' do more to help Date Issued: 3rd September 2005 A donation wasn't quite enough, so a St. Petersburg man rounds up 340,000 bottles of water and trucks it to the hurricane victims. By TOM ZUCCO, Times Staff Writer Published September 3, 2005 Sean Scott a friend of The Insurance Claims Service, makes a difference. Flood Insurance Program May Need More Funds Date Issued: 2nd September 2005 WASHINGTON (AP) - Flood insurance claims from Hurricane Katrina will run into the billions of dollars and probably will require the federal flood insurance program to seek additional funds from the Treasury. Lloyd's set to pay out £1bn over Katrina Date Issued: 2nd September 2005 Lloyd’s of London, the world’s biggest insurance underwriting market, is set to be hit by claims totalling about £1 billion in the wake of Hurricane Katrina, Lloyd’s List reported today. Terrorism guidelines offered to businesses Date Issued: 1st September 2005 Following the recent terrorist incidents in London, Royal & Sun Alliance (RSA), has published risk management guidelines to assist businesses in addressing the threats posed by international and domestic terrorism. Lloyd's 'well-equipped' to deal with Katrina Date Issued: 31st August 2005 Lloyd's of London, the insurance market, conceded it was expecting a "significant" level of claims after the onset of Hurricane Katrina in the US this week, but insisted that it was well-equipped to deal with the catastrophe. As any insurer will tell you - even storm clouds have silver linings Date Issued: 31st August 2005 There's nothing to beat a good blow when it comes to selling insurance. Along with nearly half a metre of rain, Hurricane Katrina has precipitated billions of dollars of claims, a mercifully low death toll, and some spectacular pictures. $26bn and counting: insurers face one of their biggest payouts Date Issued: 31st August 2005 Insurance groups worldwide were yesterday facing the prospect of multibillion-dollar claims in the wake of Hurricane Katrina. Flash! Now cameras snare the uninsured Date Issued: 31st August 2005 Lawless motorists who drive without insurance face a crackdown. Police are to link up cameras that read car number plates to a database of insurance policies. Insurance industry braced for impact Date Issued: 31st August 2005 KATRINA is expected to be among the most costly hurricanes in recent American history. Insurers predict that it could cost them more than $25 billion (£13.9bn). Hurricane Katrina insurance claims could top $26bn Date Issued: 30th August 2005 The US property and casualty insurance industry, hit hard last year when four separate hurricanes slammed into Florida, now faces as much as $26bn (€16bn) in claims from Hurricane Katrina’s foray into Louisiana and neighbouring Gulf Coast states, according to preliminary risk assessments. Have great job? Pay more insurance premium! Date Issued: 26th August 2005 Car insurance search engine company confused.com commissioned a survey to find out the affect of an individual's job on the insurance premiums that are to be paid every year. 'PENALTY POINTS' FOR FAILING TO REPORT ACCIDENTS Date Issued: 26th August 2005 Organisations that fail to report workplace accidents should be penalised under a new points system, according to health and safety lawyers. Insurance tips for students Date Issued: 26th August 2005 With September fast approaching, it is nearly the beginning of term for university students. Victims of bogus builders shell out £6 million Date Issued: 24th August 2005 New figures from LloydsTSB Insurance show that 24% of Brits has fallen victim to the army of bogus builders BIBA WARNS OF GROWING UNDER-INSURANCE PROBLEMS FACING HIGH NET WORTH INDIVIDUALS Date Issued: 24th August 2005 The British Insurance Brokers’ Association (BIBA) is warning that many of the nation’s high net worth individuals are unaware of how much their belongings are worth The claim after the storm Date Issued: 22nd August 2005 Is your home covered after it has taken a battering from the elements IT'S A COVER-UP - HOW FIRMS TRY NOT TO PAY OUT ON YOUR INSURANCE Date Issued: 17th August 2005 THOUSANDS of insurance claims are rejected because we're sold the wrong cover and insurers try to wriggle out of paying up. A degree of insurance can pay off Date Issued: 16th August 2005 ALTHOUGH insurance is not a priority for many students, it should be, writes Clare Francis. The Home Office says that one in three students are victims of crime during their time at university, and 70% of those crimes involve burglary and theft. DON'T ALLOW THIEVES A WINDOW OF OPPORTUNITY TO STEAL THIS SUMMER Date Issued: 16th August 2005 Householders have been warned to be extra vigilant with their home security during summer, or they could end up invalidating their insurance policies. Never mind the fraud, you still want the payout Date Issued: 16th August 2005 I fiddled my insurance claim, the insurance company caught me red-handed, but I still think they should pay out. Summer is high season for thieves Date Issued: 13th August 2005 HOMEOWNERS have been warned of a surge in unforced housebreakings during the summer months - and that careless security could invalidate insurance policies. ICS extend their service to motor claims Date Issued: 12th August 2005 PRESS RELEASE - IMMEDIATE PUBLICATION 12 August 2005 The Insurance Claims Service announce that they extend TheRightClaim success formula to those making motor claims. BA delays: Are you covered? Date Issued: 12th August 2005 THE sight of stranded British Airways customers sleeping in Heathrow's terminals is becoming an annual summer event. For the third summer in a row, the airline has been hit by industrial action from staff, leaving passengers counting the cost of missed hotel bookings and days lost from their holidays. Tornado bill to hit £25m Date Issued: 11th August 2005 THE tornado that ripped through Birmingham last month caused up to £25MILLION damage, it was revealed yesterday. Help & Advice now at available in The Right Claims forum Date Issued: 11th August 2005 Help & Advice now at available in The Right Claims forum London's City district may be at risk Date Issued: 10th August 2005 Terrorists will likely strike London's financial district and have already surveyed the area for possible targets, a British police chief said today. Tornado lifts lid on risks of going without insurance Date Issued: 10th August 2005 The Association of British Insurers has warned homeowners to make sure they have buildings and contents cover after it emerged that around half of the 1,500 homes hit by last week&'s tornado in Birmingham were uninsured. Criminals target small firms Date Issued: 8th August 2005 Almost six out of ten SMEs fall prey to criminals every year, but most are not fully covered by insurance, experts warn. Tornado lifts lid on risks of going without insurance Date Issued: 8th August 2005 The Association of British Insurers has warned homeowners to make sure they have buildings and contents cover after it emerged that around half of the 1,500 homes hit by last week&'s tornado in Birmingham were uninsured. COMPANIES 'SHOULD CHECK INSURANCE COVER Date Issued: 8th August 2005 Directors today urged the Government to continue backing police officers in the drive to tackle business crime. Will my insurance cover this? Date Issued: 7th August 2005 Will my insurance cover this? Bolder or older travellers must check the small print before taking the plunge, says Paula Hawkins BUYING travel insurance is a simple enough task if you and your young, healthy family are off on a two-week package holiday in Spain. Children ignored in travel insurance plans Date Issued: 5th August 2005 Parents are being urged to make sure their children are covered on their travel insurance, as even an upset stomach can cost holidaymakers almost £750 when overseas. Repair bills costing homeowners £17,000 Date Issued: 5th August 2005 The average household will shell out £17,000 on repairs to their current home, but only puts £2,700 aside to meet these costs. Scandal of firefighters not insured for terror incidents Date Issued: 4th August 2005 Conservatives have rounded on the Labour Government's "shameful" refusal to provide full insurance protection for fire fighters in the face of the growing terrorist threat confronting the UK. Union outcry over 999 terror protection confusion Date Issued: 4th August 2005 Insurance companies who refuse to pay out to families of emergency workers killed or injured while assisting at terrorist incidents were today branded "a disgrace" by a leading union. Claims Firms 'Exploiting Bombings' Date Issued: 2nd August 2005 Claims companies are being accused of exploiting the London bomb attacks by so-called "ambulance chasing". Review of Al Murray's Showbiz Fights Date Issued: 2nd August 2005 There was no storm - insurance firm Date Issued: 1st August 2005 WHEN Birmingham University lecturer Dr Kenneth Wardle's Moseley home was hit by the 120mph tornado, his first thought was how lucky he had been to get out alive with only a hole in the roof and a crumbling chimney. Insurance Claims Service act as consultants to Channel4 Date Issued: 29th July 2005 The Insurance Claims Service's Joel ZImelstern acted as a consultant to Channel4 for the Monkey Production of "Al Murrays Favourite Showbiz Fights" The Great Outdoors Risk Factor Date Issued: 29th July 2005 We make sure our house contents are insured, why do we forget garden valuables? Insurance may not cover tornado damage Date Issued: 29th July 2005 Motorists whose cars were caught up in the freak tornado in south Birmingham may not be able to claim for the cost of the damage, insurers said today. Tornado homes could be bulldozed Date Issued: 29th July 2005 Tornado homes could be bulldozed Houses hit by a tornado in Birmingham might have to be knocked down because they are so badly damaged. Most people should be able to claim on insurance Date Issued: 29th July 2005 Most people should be able to claim on insurance Most homes with buildings insurance should be able to make claims for tornadorelated damage, according to a leading insurance company. Don't be left mourning after the night before . . Date Issued: 27th July 2005 RESEARCH from Sainsbury's Bank indicates that children could be responsible for more than £1 billion worth of accidental damage to their homes, while another survey of 500 parents last year for Zurich insurance found that 46 per cent of teenagers have thrown a party at home and nearly 58 per cent of these gatherings resulted in damage to homes and gardens. Moving house? ...Check your insurance first Date Issued: 20th July 2005 Home-owners on the move should check their household policies before buying more insurance for furniture removal - as they may already be covered, the Association of British Insurers (ABI) has warned. British Crime Survey gives mixed results Date Issued: 20th July 2005 Crime in England and Wales fell by seven per cent in the past year, according to the British Crime Survey (BCS). Insurers ride out storm over terror blasts Date Issued: 18th July 2005 THE terrorist blasts that ripped through central London two weeks ago will leave the insurance industry with a smaller claims bill than any of the IRA's last major attacks on the UK mainland, according to industry experts. 5-Steps To A Succesfull Claim Date Issued: 18th July 2005 The Insurance Claims Service publishes its guide to a succesful insurance claim Be careful with keys, residents warned Date Issued: 18th July 2005 A CASUAL attitude to handing out house keys could be opening the door for burglars, according to a Swindon insurance company Insurance - Don't Become A Victim Date Issued: 14th July 2005 BIBA - Summer Warning Fighting to stay afloat Date Issued: 13th July 2005 Carlise residents still fighting their insurance companies! 1811 Redbridge Residents Burgled – TWICE!!! Date Issued: 12th July 2005 Latest crime statistics hide real story Response to flooding Date Issued: 12th July 2005 Joel Zimelstern's advice to claimants following recent floods Insurers Contractors Date Issued: 12th July 2005 What do you expose yourself to if your insurance comapny wants to appoint a contractor. London blasts: ABI response Date Issued: 12th July 2005 London blasts: ABI response