Flood

BUSINESS FLOOD INSURANCE CLAIMS

Flood damage can be devastating to a business. Seeing all your premises, stock and equipment rendered useless or destroyed can be a tremendous shock and a daunting prospect to manage. The combination of damage to your business premises plus all the means of maintaining trading is complex, involving a huge clean-up and restoration effort let alone the loss of the means to continue to deal with your customers and suppliers.

The very last thing you need is to have to start fighting your insurance company to get what you need and deserve under the terms of your insurance policy, and fast.

Flood claims can be complex and highly technical as well as presenting the immediate challenge of preparing a detailed claim schedule of loss and valuation.

The Right Claim can take all the stress and pressure away and leave you to get your business on the road to recovery fast.

As your dedicated Loss Assessors we will:

• Take over full responsibility for the management of your claim on your behalf including dealing with the insurer’s Loss Adjuster and then all meetings and communications up to, and including, the negotiation of the final settlement.
• Help you to find alternative premises if required
• Arrange for emergency funding to cover a period of loss of cash flow.
• Prepare a comprehensive schedule of loss and full valuation to meet the insurer’s requirements including all obvious and hidden damage from flood water, the need to ensure full sanitisation and work to ensure there are no future problems from wet and dry rot exposure.
• Submit a comprehensive claim covering buildings, contents, stock, plant and consequential costs such as accommodation and business interruption.
• Advise you on the selection and supervision of surveyors and contractors to get your property restored.
• Assist you in overseeing the surveyor and the contractors to ensure that your business is rebuilt or restored to how it was as quickly as possible.

Let us get your business back to normality quickly and without fuss and without being exposed to the insurer’s active steps to minimise your claim’s value.

Call 0800 054 6767 and ask us for a free and without obligation consultation. Or, if you would prefer to e-mail or set a convenient call time, click here.